SitePro is one of the most comprehensive insurance programs available for construction contractors focused on site preparation, grading & excavation, and land improvement, with many coverage enhancements tailored specifically to their construction insurance needs.
We provide exceptional service through our specialized coverage, risk control, and claims management. Whether it’s heavy equipment coverage, OSHA compliance, or construction risk management, SitePro allows grading & excavation contractors the freedom to focus on what’s most important for their business. Additionally, SitePro offers competitive pricing for grading & excavation businesses of all sizes, from small independent construction contractors to large multi-state operations.
- Excavation Contractors
- Site Preparation Contractors
- Land Improvement Contractors
- Grading of Land Contractors
- Program is admitted and written in all states
Minimum Package Premium
Goretti serves as Program Manager for the SitePro program with 28 years of P&C experience, specializing in working with construction contractors, transportation and condominiums/homeowners associations (HOAs) and has a deep understanding of both insurance fundamentals and the needs of agents in the field.
- General Liability – Premises and Operations (limits up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
- Auto Liability & Physical Damage ($1M combined single limit)
- Property (limits up to $3M total insured value)
- Inland Marine (limits up to $3M)
- Umbrella Liability
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Associated General Contractors Resource Library is filled with articles & white papers concerning the construction trade employment, federal labor standards classifications, and construction training modules.
Associated General Contractors provides educational & training resources with webinars, modules, and credentialing on jobsite safety management, construction project management, and foreman supervisory training.
The Jobsite posts regular articles concerning construction contractors & subcontractors. Topics covered include new construction technology, silica dust rules, risk management and reduction, and jobsite management in the wake of COVID-19.
Modern Constractor Solutions’ blog details issues directly concerning the construction industry. COVID-19 jobsite safety management, cold weather equipment maintenance, and debunking construction myths are just several topics construction contractors can access.
Articles specifically covering asphalt paving contractors. Regularly updated content reporting on road building technology, asphalt paving heavy equipment management , and road worker safety.
OSHA safety & health resources provide articles on respiratory protection, concrete construction sites, crane safety, fall protection, and electrical hazards.
The OSHA construction page has a library of resources concerning construction industry guidance, trenching & excavation regulations, highway work zones, and more.
Additional construction safety resources provided by OSHA. Construction business owners can utilize listings of OSHA Training Institute Educations Centers, e-library of construction occupational safety & health topics, and on-site consultations.
OSHA’s eTool provides a library of hazards that are responsible for construction industry fatalities. Additional information includes an explanation of OSHA standards apply to various construction classifications.
OSHA construction hazards fact sheets, white paper, and guides related to ladder safety, resource transportation hazards, scaffolding, and construction work in confined spaces.
OSHA’s Worker Safety resources cover common construction employee hazards. Fall protection, trench & scaffold collapses, electrical shocks, and personal protective equipment failures are detailed with solutions provided for each.
AGC’s WebEd offers free live webinars for all who register, as well as, paid on-demand content for past webinars. WedEds focus on construction business management issues such as interpreting construction contracts, construction business marketing, and cybersecurity.
The AGC Education and Research Foundation seeks to support the future of the construction industry by providing available scholarships, awarding construction education achievement, and supporting construction residencies and internships.
Contractor Magazine’s business management articles are available for contracting business owners looking for information on construction best practices, how successfully win bid & win contracts, and more.
Small business resources available through OSHA. Available to construction business owners of various classifications including: grading & excavation, site improvement, road paving, and more.
ProCore provides continuing education & certification courses for construction managers and contractors. Courses include jobsite role-based certifications, lean construction, building information modeling (BIM), and more.
The Department of Labor resources available to construction industries include workplace posters, construction regulations, contract aware notifications, and construction apprenticeships
US Department of Labor compliance guides are available for construction contractors who are handling or are looking to be involved with federal construction contracts.
OSHA compliance guidelines available for construction contractors. Guide topics cover a number of areas including construction cranes, jobsite inspection scheduling, and more.
The Department of Labor has several compliance assistance resources for construction managers in both English & Spanish. Issues discussed include the Fair Labor Standards Act, forklift operations, and construction worker exemptions.
OSHA’s construction industry compliance standards details all federal and state standards construction contractors must comply with on jobsites and during building operations.
The Department of Labor’s Office of Federal Contact Compliance Programs is a collection of resources for businesses involved with federal business contracts. Contractors can access articles related to construction best practices, construction contract notification requirements, and construction regulations.
OSHA cranes & derricks compliance with specific details on construction crane, derrick, and heavy equipment compliance standards construction contractors & subcontractors should be familiar with.
|99315 – Street or Road Construction or Reconstruction|
|95410 – Grading of Land|
|92215 – Driveway, Parking Area or Sidewalk-Paving or Repaving|
|92338 – Drywall or Wallboard Installation|
|94007 – Excavation|
|98483 – Plumbing-Residential or Domestic|
|98482 – Plumbing-Commercial and Industrial|
|99613 – Telephone, Telegraph, or Cable Television Line Construction|
|96702 – Irrigation or Drainage System Construction|
|92451 – Electrical Apparatus-Installation, Servicing or Repair|
|92478 – Electrical Work-within Buildings|
|99946 – Water Mains or Connections Construction|
|98993 – Sign Erection, Installation, or Repair|
|95647 – Heating or Combined Heating and Air Conditioning Systems or Equipment-Dealers or Distributors and Installation, Servicing or Repair-No Liquefied Petroleum Gas (LPG) Equipment Sales or Work|
|99321 – Street or Road Paving or Repaving, Surfacing or Resurfacing or Scraping|
|99310 – Snow and Ice Removal-Contractor|
|99507 – Swimming Pools-Installation, Servicing or Repair-Below Ground|
|98304 – Painting-Exterior-Buildings or Structures-Three Stories or Less in Height|
|98820 – Sewer Mains or Connections Construction|
|16291 – Construction operations contractor (not railroads)|
|91560 – Concrete Construction|
|91577 – Conduit Construction for Cables or Wires|
|98813 – Sewer Cleaning|
|97047 – Landscape Gardening|
|16292 – Construction operations owner (not railroads). Excluding operations onboard ships|
|91629 – Debris Removal-Construction Site|
|91111 – Air Conditioning Systems or Equipment-Dealers or Distributors and Installation, Servicing or Repair|
|91580 – Contractors-Executive Supervisors or Executive Superintendents|
|96816 – Janitorial Services|
|98805 – Septic Tank Systems – cleaning (7699)|
|91590 – Contractors Permanent Yards-Maintenance or Storage of Equipment or Material|
|94276 – Fence Erection Contractors|
|98710 – Sand or Gravel Digging|
|98884 – Sheet Metal Work-Outside|
|91746 – Door, Window, or Assembled Millwork-Installation-Metal|
|95310 – Gas Mains or Connections Construction|
|98806 – Septic Tank Systems-Installation, Servicing or Repair|
|98555 – Quarries|
|97050 – Lawn Care Services|
|98636 – Refrigeration Systems or Equipment-Dealers and Distributors and Installation, Servicing, or Repair-Commercial|
|99505 – Swimming Pool Servicing|
|91551 – Communication Equipment Installation-Industrial or Commercial|
|97222 – Machinery or Equipment-Industrial-Installation, Servicing, or Repair|
|99777 – Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating|
|99303 – Street Cleaning|
|91600 – Construction or Project Manager|
|96409 – Insulation Work-Organic or Plastic in Solid State|
Technology has transformed almost every part of daily life. It’s no shock that construction technology is making worksites safer and more efficient.
Among many hazards excavation & site preparation contractors face, cardiovascular disease is a growing risk for workers in various industries.
In this webinar, Avi Meyerstein of Husch Blackwell explains how online training measures up to OSHA compliance for construction management.
In this webinar, John Bertoli & Marissa Weidenborner explain how your small or medium sized business can navigate COVID-19 relief resources.
Here are the most frequent claims that we see related to construction contractors in the grading of land, site improvement, and excavation sectors:
|Loss Description Code||Business Classification|
|Collision or Sideswipe With Another Vehicle||Grading of land/excavation contrator|
|Collision with Other Vehicle||Grading of land contractor|
|Motor Vehicle – other||Land Improvement contractor|
|Theft or Larceny||Site preparation contractor|
Here are the most severe claims that we see related to construction contractors in the grading of land, site improvement, and excavation sectors:
|State||Coverage||Loss Description||Total Incurred|
|FL||Auto Physical Damage||Overturn/Rollover||$80,600|
|FL||Auto Liability||Collision or Sideswipe With Another Vehicle||$75,036|
|FL||Auto Liability||Collision or Sideswipe With Another Vehicle||$50,050|
|NJ||Auto Physical Damage||Theft or Larceny||$44,644|
Here are the top 10 construction industry professional accounts SitePro has recently bound throughout the grading of land, site improvement, and excavation sectors:
|State||Business Classification||Policy Type||Premium|
|NJ||Excavation Contractor||GL, Auto||$84,338|
|CA||Excavation Contractor||GL, Prop, Inland Marine, Excess||$47,060|
|CA||Paving Contractor||GL, Prop, Auto, Excess||$30,308|
|NY||Paving Contractor||GL, Prop, Auto||$40,900|
|TX||Excavation Contractor||GL, Auto, Inland Marine, Excess||$65,940|
|CA||Paving Contractor||GL, Prop, Auto, Excess||$144,108|
|NY||Pool Contractor||GL, Prop, Auto, Inland Marine||$81,199|
|NY||Excavation Contractor||GL, Prop, Excess||$64,973|
|CA||Septic Contractor||GL, Prop, Auto||$52,018|
|CA||Excavation Contractor||GL, Auto, Inland Marine, Excess||$74,295|