Arborists & tree care professionals face some of the highest risk rates throughout the green industry. TreePro® knows the risks tree care workers face daily and that’s why we provide our members with access to a library of risk management resources. TreePro® provides the security arborists need to focus on successfully growing and running their businesses.
Definition: This coverage reimburses for “intentional acts” by the insured.
Claim Example: An employee of the insured removes the wrong tree or too many trees on the property which typically happens when the work order is not clear or there is a mistake by the tree pruning crew. The cost for additional damage to the property is covered in this scenario.
Description: This coverage reimburses for arborists applying pesticides and/or herbicides.
Claim Example: An arborist mixes the wrong chemicals, doesn’t dilute the mix enough, over sprays the plants, etc. The cost to replace the damaged or dead plants is covered in this scenario.
Description: This coverage reimburses for fire suppression or other hazards that may include property damage related to wildfire, as well as incidents of accidental trespassing if the arborist cuts down trees on the wrong property.
Claim Example: An arborist cuts down a tree on the neighbor’s property because he/she misjudged the property line. The cost for damage to the neighboring property is covered in this scenario.
Description: This specifically covers riggers liability and does not need to involve tree care.
Claim Example: A contractor is using the company crane to lift air-conditioning units onto a roof and damages the unit.
Description: General liability coverage that buys back a small portion of pollution exclusion.
Claim Example: A hydraulic hose on an aerial lift bursts and spills over a client’s driveway. The cost for damage to the driveway is covered in this scenario.
Description: Provides coverage for chemical (herbicide/pesticide) spills during a sharp turn by the company truck.
Claim Example: A tree care specialist’s company truck is involved in an accident and overturns, spilling the contents(pesticides/
- Tree Pruning & Removal
- Tree Spraying
- Plant Health Care
- Landscape Gardening
- Lawn Care
- Irrigation (Sprinkler) Installation
- Snow & Ice Removal
- Subcontracted Work
- Program is admitted and written in all states
Minimum Package Premium
- 30 years of industry experience
- Carrier Rated A+ (Superior), Financial Size XV by A.M. Best
- Industry experts for risk control guidance and proper valuation of your client’s operations, property and equipment
- Specialized Coverages Not Available Through Typical Products
- Competitive Rates & Flexible Payment Plans
- Superior Customer Service & Expert Claims Handling
- World-Class Risk Control Services
- General Liability (limits up to $1M per occurrence/$2M aggregate)
- Auto Liability (limits up to $1M per occurrence)
- Property (limits up to $1M)
- Inland Marine (limits up to $1M)
- Umbrella Liability (limits up to $5M)
- Crime (limits up to $100K)
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Minimum Premium of $10,000)
- Completed and signed ACORD applications
- Completed and signed TreePro Supplemental
- Completed and signed 15 Passenger Van Supplemental (if applicable)
- Completed and signed Crane Supplemental (if applicable)
- Completed and signed Pesticide/Herbicide Pollution Liability Supplemental (if applicable)
- FEIN Number
- 4 years of currently valued, hard copy loss runs for all lines of business being requested
Mike serves as Program Manager for the TreePro program with 28 years of P&C experience where he has developed strong relationships with agents, tree care owners, and industry association personnel. Mike is a graduate of the University of Connecticut and a CPCU.
Annual accident briefs detailing incidents within or related to tree care industry compiled by TCIA.
Ten things every incidental and utility line clearance arborist should know about working around electricity.
TCIA's Certified Tree Care Safety Professional Program offers arborist training for tree care professionals looking for credentialed safety knowledge and experience.
A list of credentialling requirements for various tree care business roles & job types.
Information on how to host Electrical Hazards Awareness Program (EHAP) or Tree Care Academy workshops through TCIA.
A collection of ISA's tree climbing and arbortist rigging related podcasts.
Climbing Arborist offers detailed instructional videos on various tree climbing gear, arborist equipment, knot tying, and rigging techniques
OSHA safety standards and publications concerning tree care worker safety and health protection aiming to extent and the severity of work-related injuries and illnesses
OSHA publications detailing hazards tree care professionals and arborist commonly face throughout the industry
Additional hazard safety & OSHA compliance publications for tree services contractors.
Free on-demand webinar available through the American Society of Consulting Arborists. Topics include arborist insurance, marketing tree care services, and more.
Official magazine of TCIA with monthly updates on trends in the tree care industry, issues, and arborist news
TCIA article detailing defining the types of and how to purchase tree company insurance.
Quick TCIA article covering how and why tree care business can utilize social media for their companies.
Accreditation checklist for tree care business owners.
Powerpoint presentation slides detailing the benefits of operating an accredited tree care company.
Application form for tree care business owners looking to sign up for TCIA Accreditation Program.
TCIA publication detailing the importance and parameters of the Tree Expert Company Licensing Act.
A useful checklist to help formulate tree care & arborist business employee and personnel policies.
TCIA provided directory for various tree care industry suppliers.
A collection of ISA's tree care & tree pruning business related podcasts.
Continuing education opportunities for tree pruning business owners & employees available through ISA.
OSHA additional resources for arborist professionals covering everything from tree care fall protection, crane safety, arborist equipment, and more.
Small business resources compiled by OSHA available for tree services companies.
Resources for urban tree pruning professionals compiled by the University of Florida
TCIA's Best Practices & Safety Programs information manuals for tree care professionals looking for the right tools to remain compliant with OSHA & ANSI requirements.
Useful driver qualification checklist for tree care business owners. A valuable resource for remaining compliant & reduce arborist insurance claims.
Accident claims report list for your tree care business fleet.
Checklist for tree service business owner to remain compliant with OSHA hazard safety standards.
State and regional tree ordinances compiled by the American Society of Consulting Arborists.
OSHA safety standards for tree care and arborist industry hazards.
|99777 - Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating|
|97047 - Landscape Gardening|
|95410 - Grading of Land|
|99310 - Snow and Ice Removal-Contractor|
|97050 - Lawn Care Services|
|16291 - Construction operations contractor (not railroads)|
|16292 - Construction operations owner (not railroads). Excluding operations onboard ships|
|91590 - Contractors Permanent Yards-Maintenance or Storage of Equipment or Material|
|99303 - Street Cleaning|
Utility arborists & tree-care professional often working at heights run the risk of fall hazards.
Utility arborists & tree professional working in cold climates can prevent hazardous working conditions. Check out these helpful tips!
Utility arborists & tree-care professional working in close proximity to power lines contend with a wide variety of occupational hazards.
Utility arborists & tree-care professional working in close proximity to power lines contend with a wide variety of occupational hazards. Read more about the hazards arborists face
Over the past five years, California has experienced numerous wildfires caused by power lines, creating concern over utility line clearing practices.
Before determining the proper crane safety protocol, a tree care professional should determine if the job even requires one.
Using a crane for a tree care job is a dangerous activity. If proper safety protocols aren't followed, they pose a risk to arborist workers and pedestrians.
Read more about the varied types of chokers and slings for crane safety, the best use for each & how to stay safe throughout the process of fastening them.
In this article, we discuss proper chainsaw repair, maintenance, and how to sharpen a chainsaw for your professional arborist business.
In this webinar, Craig Bachmann provides a detailed overview of OSHA's tree climbing gear inspection requirements arborists need to comply with.
In this webinar, Kevin Myers of ACRT explains changes to the ANSI Electrical Safety Standard & how it applies to utility line clearance arborists.
In this webinar, Dave McQuaid of IBEW Local Union 1919 talks changes in the tree care industry & why training an arborist replacement is crucial to success.
In this webinar, John Bertoli & Marissa Weidenborner explain how your small or medium sized business can navigate COVID-19 relief resources.
September 15, 2020Why Should Arborists Maintain Fast Growing Trees?
Fast-growing trees like sycamores, sorrels and red oaks can be a real hassle for tree maintenance and utility professionals. When they overgrow, they become power-outage and safety risks for entire neighborhoods. Tree-related issues are a leading nationwide cause of such outages, according to the Tree Care Industry Association.) On the other hand, homeowners often want...Read More
September 1, 2020How To Start a Tree Service Business in 4 Steps
How To Start a Tree Service Business: Follow These 4 Steps There are many different reasons that people are driven to start an tree service business. Franchise owner Christina Rancilio, who joined the trade after leaving a career in the tech industry, was recently profiled by Tree Care Industry Magazine. Rancilio was drawn to the...Read More
The tree care business is a challenging one. Routine tree maintenance is difficult enough that it requires specialized support crews and heavy machinery, and storms only add to this complexity, presenting new hazards and creating situations where tree service is essential for restoring local infrastructure. With the Atlantic hurricane season currently in full effect on...Read More