MaintenancePro® is a customized program developed to provide insurance for janitorial services, maintenance services and commercial cleaning services.
This program provides the most extensive insurance coverage in the market to accounts that fall primarily into the janitorial and light maintenance segments of the industry, including both commercial and residential cleaning and maintenance. We provide clients with the coverage they need backed by stellar support and service, at a price they’ll appreciate!
Better Coverage By Design
Definition: This coverage reimburses for a loss related to replacing keys and locks at a client’s building due to theft or loss.
Claim Example: An employee is working in an office building and loses the keys to the office. The cost to replace the keys is covered in this scenario.
Definition: This coverage reimburses the cost of property damage claims directly related to work involving a client.
Claim Example: An employee is using the wrong cleaning product and causes irreversible damage to furniture. The cost to replace the furniture is covered in this scenario.
Definition: Standard general liability policies exclude damage to property in the care, custody or control of the insured. This endorsement will buy back coverage to provide payment for a loss resulting in property damage to personal property of others in the care, custody, and control of the insured.
Claim Example: A janitorial service company is providing cleaning services to a residential home. While cleaning, an employee of the insured knocks over an expensive vase that breaks. The cost to replace the vase is covered in this scenario.
Eligible Risks
- Janitorial services
- Indoor and outdoor maintenance
- Window cleaning
- Carpet and upholstery cleaners
- Program is admitted and written in all states
Minimum Package Premium
$10,000
Why Work With NIP Group?
- Maintenance Industry Experts for Expert Risk Control Guidance and Proper Valuation of Your Client’s Operations
- Specialized Coverages Not Available Through Typical Insurance Products
- Carrier Rated A+ (Superior) Financial Size XV by A.M. Best
- Competitive Rates & Flexible Payment Plans
- Superior Customer Service and Expert Claims Handling
Coverages
- General Liability – Premises and Operations (limits up to $1M per occurrence, $2M aggregate)
- Product Liability (limits up to $1M)
- Auto Liability (limits up to $1M CSL)
- Property
- Inland Marine
- Crime Coverage
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Umbrella Liability (limits up to $25M)
- Workers’ Compensation (Statutory Limits)
Submission Requirements
- Completed and signed ACORD applications
- Completed and signed MaintenancePro Supplemental
- FEIN Number
- 4 years of currently valued, hard copy loss runs for all lines of business being requested
MaintenancePro Program Manager
Dawn Saunders
Dawn Saunders, CPCU, ARM, CRIS, serves as Program Manager for the Site and Site II programs with more than 25 years of P&C experience. Dawn has extensive experience underwriting and managing construction accounts. She is adept at identifying customer needs, developing solutions and achieving results. Dawn earned her undergraduate degree in Business Administration from University of Massachusetts – Lowell and her MBA from Suffolk University.
Featured Content
July 21, 2021Why Account Rounding Insurance Is a Key Strategy for Your Agency’s Growth
Account rounding is an often overlooked technique that could help boost or strengthen your insurance product sales. Here are some reasons why account rounding should be a focus for your agency...
Read More
July 14, 202112 Tips to Boost Agency Sales with Commercial Cross Selling
When it comes to boosting your insurance product sales, focusing on your current book of business is the first place to start. Here are 12 tips for effectively cross selling your insurance products to help resonate with your current clients...
Read More
July 7, 2021How to Make Insurance Social Media Work for Commercial Agents
As the digital world continues to grow, social media has become the new marketplace for businesses to thrive. Learn more about how your insurance agency can utilize social media to win more clients...
Read More