Janitorial Services Insurance - MaintenancePro

MaintenancePro® is a customized program developed to provide insurance for janitorial services, maintenance services and commercial cleaning services.

This program provides the most extensive insurance coverage in the market to accounts that fall primarily into the janitorial and light maintenance segments of the industry, including both commercial and residential cleaning and maintenance. We provide clients with the coverage they need backed by stellar support and service, at a price they’ll appreciate!

Learn More About MaintenancePro

If you have general inquiries, please submit this form. For questions related to an existing policy, please call us directly at 800-446-7647 ext. 7758.

Better Coverage By Design

Lock & Key Replacement Coverage

Definition: This coverage reimburses for a loss related to replacing keys and locks at a client’s building due to theft or loss.

Claim Example: An employee is working in an office building and loses the keys to the office. The cost to replace the keys is covered in this scenario.

Your Work Coverage

Definition: This coverage reimburses the cost of property damage claims directly related to work involving a client.

Claim Example: An employee is using the wrong cleaning product and causes irreversible damage to furniture. The cost to replace the furniture is covered in this scenario.

Care, Custody, and Control

Definition: Standard general liability policies exclude damage to property in the care, custody or control of the insured. This endorsement will buy back coverage to provide payment for a loss resulting in property damage to personal property of others in the care, custody, and control of the insured.

Claim Example: A janitorial service company is providing cleaning services to a residential home. While cleaning, an employee of the insured knocks over an expensive vase that breaks. The cost to replace the vase is covered in this scenario.

Eligible Risks

Janitorial services
Indoor and outdoor maintenance
Window cleaning
Carpet and upholstery cleaners
Program is admitted and written in all states

Minimum Package Premium
$10,000

Why Work With NIP Group?

Maintenance Industry Experts for Expert Risk Control Guidance and Proper Valuation of Your Client’s Operations
Specialized Coverages Not Available Through Typical Insurance Products
Carrier Rated A+ (Superior) Financial Size XV by A.M. Best
Competitive Rates & Flexible Payment Plans
Superior Customer Service and Expert Claims Handling

Coverages

General Liability – Premises and Operations (limits up to $1M per occurrence, $2M aggregate)
Product Liability (limits up to $1M)
Auto Liability (limits up to $1M CSL)
Property
Inland Marine
Crime Coverage
Contractors Pollution Liability
Employment Practices Liability
Cyber Liability
Umbrella Liability (limits up to $25M)
Workers’ Compensation (Statutory Limits)

Submission Requirements

Completed and signed ACORD applications
Completed and signed MaintenancePro Supplemental
FEIN Number
4 years of currently valued, hard copy loss runs for all lines of business being requested

MaintenancePro Program Manager

Goretti DeSousa

Goretti serves as Program Manager for the MaintenancePro program with 28 years of P&C experience, specializing in working with construction contractors, transportation and condominiums/homeowners associations (HOAs) and has a deep understanding of both insurance fundamentals and the needs of agents in the field.

Resources

Name
MaintenancePro Program Overview
MaintenancePro Supplemental
MaintenancePro Workers’ Comp Supplemental
Broker Agreement - Request for ACH
Producer Agreement

I had the pleasure of writing my first account with NIP Group last month, and the team was instrumental in making sure we got a win. They were personable, responsive, and easy to cultivate a relationship with. There were some last minute struggles, and as it came down to the wire, their senior underwriter was there every step of the way, always available by phone. I advertised our success story internally to my marketing team at Brown & Brown, and I look forward to continuing the partnership with NIP Group.

Nicole Rose, New Business Marketing Analyst

Brown & Brown of Florida, Inc.

Out of all the underwriters that I work with, Goretti is the best! She is dependable, always available, and extremely responsive. These are traits that are hard to come by with other carriers and underwriters. I consider Goretti an extension of my team, and it is clear that she cares and wants to win the account as much as I do. She is an absolute pleasure to work with!

Steve Cota, CRIS

Patriot Risk & Insurance Services

I have been working with NIP Group and their team of underwriters for about 20 years now, and they have been extremely easy to work with, responsive to requests for explanations or endorsements. Their programs are easy to present to clients because the coverage is fantastic. Many carriers can quote an account, but the “extras” that only NIP Group provides really make the difference.

Bob Paniagua

Bob Paniagua Insurance Agency

I have been working with NIP Group for three years, and my experience has been marvelous so far. The business underwriter that I work with has been instrumental in writing two large accounts for our agency, both of which were extremely complicated and time consuming. The underwriter made the process feel seamless. Her knowledge, responsiveness, hard work, and humanity all contributed to our mutual success. In addition, the renewal and service teams were always available to provide any assistance that our agency needed. Overall, it’s been a pleasure to work with NIP Group.

Arthur Barson, President

Barson Associates, Inc.

I have been partnering with the team at NIP Group for our trade contractor business for over 12 years, and their programs offer some of the broadest coverage, through highly rated admitted carriers, in the business. In all my years working with NIP Group, we have only moved one client to another carrier, and that is because they changed to operations that were only insurable by a non-admitted carrier. NIP Group has minimal staffing turnover, so you can count on developing a rapport with underwriters and supporting staff that has staying power. Their accessibility and timeliness on renewals is excellent, and the premium value their programs provide has kept us at a 100% retention ratio with all clients whose insurance we have placed in NIP Group’s myriad programs.

Jeff Hayashi, Agency Principal

Hayashi Insurance Solutions

It was a pleasure to work with the underwriters at NIP Group. They are extremely knowledgeable and responsive to our needs. I look forward to working with them in the future!

Patrick McLaughlin, Director

Advocate Risk Management Services, Inc.

It’s great to have a tailored program specifically for our accounts that reside in the tree care industry. Working with the underwriters at NIP Group, they have been very responsive to my requests and questions regarding coverage. I look forward to working with them on upcoming renewals and future new business!

Sue Gilman, Senior Account Manager

The Rowley Agency, Inc.

While I have only been working with NIP Group for a short while, I am extremely impressed with how responsive and knowledgeable their underwriters have been. With the myriad of programs and services offered, the underwriting team is an incredible asset in helping us build our book of business. We were able to move an insured mid-term from 3 policies scattered with different carries to one comprehensive program for $70k. Their patience, knowledge, and fight could not have been outmatched on this one. I am very excited to continue building our relationship for years to come!

Matthew King, Assistant Production Underwriter

Halcyon Underwriters

Claims

Need to file a claim? Have your policy number and claim information readily available and contact us via our claims center.

Claims Center

Eligibility Map

Available in ALL states

Target States

Other Eligible states

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