Janitorial Services Insurance
the industry specialists – MaintenancePro®
Grow your Maintenance Industry Services Book with MaintenancePro
MaintenancePro is the largest program of its kind and is rated “A+” by A.M. Best, so brokers and their insureds benefit from its strength and stability. Maintenance industry professionals will enjoy having the security they need to focus on successfully growing and running their businesses.
Eligible Maintenance Industry Insurance Risks
- Janitorial services
- Indoor and outdoor maintenance
- Window cleaning
- Carpet and upholstery cleaners
- Program is admitted and written in all states
- Minimum Package Premium of $10,000
Better Maintenance Industry Insurance Coverage by Design
- Lock & Key Replacement Coverage
- Your Work Coverage
- Care, Custody, and Control
Maintenance Insurance Coverages
- General Liability – Premises and Operations (limits up to $1M per occurrence, $2M aggregate)
- Product Liability (limits up to $1M)
- Auto Liability (limits up to $1M CSL)
- Property
- Inland Marine
- Crime Coverage
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Umbrella Liability (limits up to $25M)
- Workers’ Compensation (Statutory Limits)
Why Work with NIP Group?
30 Years
A+ (Superior)
Industry Expertise
Specialized Coverages
Competitive Rates
Superior Customer Service
Better Maintenance industry Insurance Coverage by Design
Definition: This coverage reimburses for a loss related to replacing keys and locks at a client’s building due to theft or loss.
Claim Example: An employee is working in an office building and loses the keys to the office. The cost to replace the keys is covered in this scenario.
Definition: This coverage reimburses the cost of property damage claims directly related to work involving a client.
Claim Example: An employee is using the wrong cleaning product and causes irreversible damage to furniture. The cost to replace the furniture is covered in this scenario.
Definition: Standard general liability policies exclude damage to property in the care, custody or control of the insured. This endorsement will buy back coverage to provide payment for a loss resulting in property damage to personal property of others in the care, custody, and control of the insured.
Claim Example: A janitorial service company is providing cleaning services to a residential home. While cleaning, an employee of the insured knocks over an expensive vase that breaks. The cost to replace the vase is covered in this scenario.
Get Started as a MaintenancePro Broker - Submission Requirements
- Completed and signed ACORD applications
- Completed and signed MaintenancePro Supplemental
- FEIN Number
- 4 years of currently valued, hard copy loss runs for all lines of business being requested
Resources
Access our FULL library of program resources & supplemental applications
Meet our MaintenancePro Program Manager
Michael Finati
Michael serves as Program Manager for the MaintenancePro program with over 15 years of P&C experience with extensive experience on the carrier side. Michael earned his degree in Business Administration from William Paterson University and obtained his MBA in Finance from St. Peter’s University.