Landscaping Contractors Insurance
LandPro is the recognized leader for landscapers and lawn care specialist insurance and has the broadest appetite for risk.
| Class Code | Description |
|---|---|
| 97047 | Landscape Gardening |
| 97050 | Lawn Care Services |
Eligible Risks
- Landscape Contractors
- Landscape Gardening
- Lawn Care Services
- Lawn Sprinkler Services
- Spraying Operations
- Sprinkler and Irrigation Installation and Repair
- Pesticide Applicators (non-aerial)
- Classes with 25% (or greater) application of lawn and tree pesticides, herbicides, and fertilizers
- Program is admitted and written in all states
Minimum Package Premium
$10,000
Why Work With NIP Group?
- 35 years of Green Industry experience
- Carrier Rated A+ (Superior), Financial Size XV by A.M. Best
- Green Industry experts for risk control guidance and proper valuation of your landscaping client’s operations, property and equipment
- Specialized Coverages Not Available Through Typical Products
- Competitive Rates & Flexible Payment Plans
- Superior Customer Service & Expert Claims Handling
- World-Class Risk Control Services
Coverages
- General Liability (limits up to $1M per occurrence/$2M aggregate)
- Auto Liability (limits up to $1M per occurrence)
- Property (limits up to $1M)
- Inland Marine (limits up to $1M)
- Umbrella Liability (limits up to $5M)
- Crime (limits up to $100K)
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Tree Care Services & Utility Line Clearance Insurance
Tree Care Services & Utility Line Clearance companies are faced with many challenges, not the least of which is managing complex risk and insuring themselves against loss.
| Class Code | Description |
|---|---|
| 99777 | Tree Services |
Eligible Risks
- Tree Pruning & Removal
- Tree Spraying
- Plant Health Care
- Landscape Gardening
- Lawn Care
- Irrigation (Sprinkler) Installation
- Snow & Ice Removal
- Subcontracted Work
- Program is admitted and written in all states
Minimum Package Premium
$10,000
Why Work With NIP Group?
- 35 years of industry experience
- Carrier Rated A+ (Superior), Financial Size XV by A.M. Best
- Industry experts for risk control guidance and proper valuation of your client’s operations, property and equipment
- Specialized Coverages Not Available Through Typical Products
- Competitive Rates & Flexible Payment Plans
- Superior Customer Service & Expert Claims Handling
- World-Class Risk Control Services
Coverages
- General Liability (limits up to $1M per occurrence/$2M aggregate)
- Auto Liability (limits up to $1M per occurrence)
- Property (limits up to $1M)
- Inland Marine (limits up to $1M)
- Umbrella Liability (limits up to $5M)
- Crime (limits up to $100K)
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Minimum Premium of $50,000)
Greenhouse & Nursery Growers Insurance
GrowPro is the leading Greenhouse insurance program available to agents and brokers offering coverage for greenhouse growers, nurseries, retail garden centers, hydroponic farms or any combination.
| Class Code | Description |
|---|---|
| 15699 | Nursery/Garden |
Eligible Risks
- Greenhouse Growers
- Nurseries/Nursery Growers
- Garden Centers
- Hydroponic & Aquaponic Growers
- Hemp (Property & Auto coverage)
- Program is admitted and written in all states
Minimum Package Premium
$10,000
Why Work With NIP Group?
- The Green Industry Experts For More Than 35 Years
- Carrier Rated A+ (Superior), Financial Size XV by A.M. Best
- Specialized Coverages Not Available Through Typical Products
- World-Class Risk Control Services
- Expert Claims Handling
- Flexible Payment Plans
- Competitive Rates
- Superior Customer Service
Coverages
- General Liability – Premises and Operations (limits up to $1M per occurrence/$2M aggregate)
- Auto Liability (limits up to $1M per occurrence/$2M aggregate)
- Property, including Equipment Breakdown (limits up to $15M per location)
- Product Liability (limits up to $2M)
- Umbrella Liability (limits up to $15M)
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Grading & Excavation Contractors Insurance
SitePro® is a specialty insurance program designed specifically to service grading & excavation contractors.
| Class Code | Description |
|---|---|
| 94007 | Excavation |
| 95410 | Grading of land |
Eligible Risks
- Excavation Contractors
- Site Preparation Contractors
- Land Improvement Contractors
- Grading of Land Contractors
- Program is admitted and written in all states
Minimum Package Premium
$25,000
Why Work With NIP Group?
- Excavation Industry experts for risk control guidance and proper valuation of your client’s operations, property and equipment
- Specialized Coverages Not Available Through Typical Insurance Products
- ISO-Based Program
- Carrier Rated A+ (Superior), Financial Size XV by A.M. Best
- Accounts rated off payroll (and sub costs, where applicable)
- Competitive Rates & Flexible Payment Plans
- Superior Customer Service & Expert Claims Handling
Coverages
- General Liability – Premises and Operations (limits up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
- Auto Liability & Physical Damage ($1M combined single limit)
- Property (limits up to $3M total insured value)
- Inland Marine (limits up to $3M)
- Umbrella Liability
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Paving & Road Contractors Insurance
SitePro® is a specialty insurance program designed specifically to service Paving & Road Contractors.
| Class Code | Description |
|---|---|
| 99321 | Street / Road Paving |
| 92215 | Paving |
Eligible Risks
- Paving Contractors
- Roadway Striping Contractors
- Program is admitted and written in all states
Minimum Package Premium
$25,000
Why Work With NIP Group?
- Excavation Industry experts for risk control guidance and proper valuation of your client’s operations, property and equipment
- Specialized Coverages Not Available Through Typical Insurance Products
- ISO-Based Program
- Carrier Rated A+ (Superior), Financial Size XV by A.M. Best
- Accounts rated off payroll (and sub costs, where applicable)
- Competitive Rates & Flexible Payment Plans
- Superior Customer Service & Expert Claims Handling
Coverages
- General Liability – Premises and Operations (limits up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
- Auto Liability & Physical Damage ($1M combined single limit)
- Property (limits up to $3M total insured value)
- Inland Marine (limits up to $3M)
- Umbrella Liability
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Utility Contractor Insurance
UtilityProTM is a customized program developed to provide insurance for Utility Contractors.
Eligible Risks
- Power line transmission and distribution
- Communication line construction maintenance
- Water, sewer, and gas line construction operations
- Utility Line Clearance (Offered through TreePro)
- Right-of-way clearing
- Maintenance of existing right-of-ways
- Vegetation management contractors
- Subcontracted Work
- Program is admitted and written in California & nationwide
Why Work With NIP Group?
- Utility Contractor Industry Experts for Expert Risk Control Guidance and Proper Valuation of Your Client’s Operations
- Specialized Coverages Not Available Through Typical Insurance Products
- Carrier Rated A+ (Superior) Financial Size XV by A.M. Best
- Competitive Rates & Flexible Payment Plans
- Superior Customer Service and Expert Claims Handling
Coverages
- General Liability (limits up to $25M)
- Wildfire Liability (limits up to $25M)
- Auto Liability
- Property
- Inland Marine
- Excess Liability (limits up to $25M)
- Umbrella Liability
- Wildfire Liability Protection (Including California)
- Crime
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation
Pool Contractor Insurance
PoolProTM is a customized program developed to provide insurance for Pool Construction and Maintenance Contractors.
Eligible Risks*
- Above Ground Swimming Pool Installation, Servicing or Repair
- Below Ground Swimming Pool Installation, Servicing or Repair
- Spa and Hot Tub Installation, Servicing or Repair
- Pool Plasters
- Pool, Spa, and Hot Tub Distributors (*Incidental to pool construction)
- Pool, Spa, and Hot Tub Retail Stores (*Incidental to pool construction)
*Must represent over 80% of payroll
Minimum Package Premium
$25,000
Why Work With NIP Group?
- Carrier rated A+ (Superior), Financial size XV by A.M. Best
- Specialized Coverages Not Available Through Typical Products
- World-Class Risk Control Services
- Expert Claims Handling
- Competitive Rates and Flexible Payment Plans
- Superior Customer Service
- Pool Industry experts for risk control guidance and proper valuation of your clients operations, property and equipment
Coverages
- General Liability
- Errors & Omissions
- Auto Liability
- Property
- Inland Marine
- Umbrella/Excess Liability
- Equipment Breakdown
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation
Interior Plantscaping Insurance
PlantScapePro is a specialty insurance program designed specifically for contractors providing indoor plantscaping and landscape installation.
Eligible Risks
- 25% or more indoor plant maintenance or indoor landscape
- Installation/construction including living wall features and rooftop landscapes/green roofs
- Program is admitted and written in all states
Minimum Package Premium
$10,000
Why Work With NIP Group?
- Industry experts for risk control guidance and proper valuation of your client’s operations, property and equipment
- Carrier Rated A+ (Superior) Financial Size XV by A.M. Best
- Competitive Rates
- Attractive Commissions
- Superior Customer Service and Expert Claims Handling
- Flexible Payment Plans
Coverages
- General Liability ($1M per occurrence/$2M aggregate)
- Business Auto Liability ($1M combined single limit)
- Property
- Inland Marine
- Umbrella Liability
- Crime
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)