Utility Contractor Insurance
with the industry specialist – UtilityPro
Utility contractors operate in an environment fraught with various risks, spanning both above and below the ground, while upholding the most rigorous safety and protection standards of any industry. NIP Group understands the distinct challenges and exposures utility contractors confront daily.
Our comprehensive insurance program encompasses utility line clearance, power line transmission and distribution, communication line construction and maintenance, as well as water, sewer, and gas line construction operations. With our tailored insurance solutions, utility contractors can navigate their unique risk landscape with confidence, knowing they are backed by a partner who understands their needs and supports their safety and success.
Eligible Utility Contractor Insurance Risks
- Power line transmission and distribution
- Communication line construction maintenance
- Water, sewer, and gas line construction operations
- Utility Line Clearance (Offered through TreePro)
- Right-of-way clearing
- Maintenance of existing right-of-ways
- Vegetation management contractors
- Subcontracted Work
- Program is admitted and written in California & nationwide
Better Utility Contractor Coverage by Design
- Two New Green Endorsements Available (Auto, Inland Marine)
- “Blanket” Additional Insured
- XL Plus Endorsement – Extension of Coverage– Bodily Injury
- Workmanship Error Coverage Endorsement
- Pollution Coverage
- Auto Pollution Broadened Coverage
- Composite Rating
Utility Contractors Lines of Business
- Auto Liability
- Property
- Inland Marine
- Excess Liability (limits up to $25M)
- Umbrella Liability
- Wildfire Liability Protection (Including California)
- Crime
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation
Why Work with NIP Group?
30 Years
A+ (Superior)
Industry Expertise
Specialized Coverages
Competitive Rates
Superior Customer Service
Meet our UtilityPro Program Manager
“Utility contractors are integral to the sustainable and resilient development of our nation’s infrastructure. With UtilityPro, our goal is to deliver customized insurance solutions that safeguard their operations, enable effective risk management, and drive project success. We are thrilled to leverage our extensive expertise in construction claims handling, risk management, and underwriting to provide the highest level of service to an industry that has a profound impact on countless lives.”
Michael Finati
Michael serves as Program Manager for the UtilityPro program with over 15 years of P&C experience with extensive experience on the carrier side. Michael earned his degree in Business Administration from William Paterson University and obtained his MBA in Finance from St. Peter’s University.