PlantScapePro is a specialty insurance program designed specifically for contractors providing indoor plantscaping and landscape installation.
PlantScapePro is one of the most comprehensive insurance solutions available for interior landscaping contractors within the continental United States. The program offers competitive pricing for businesses of all sizes, from small contractors to larger operations. We provide clients with the coverage they need, at a price they’ll appreciate!
Better Coverage By Design
Reason Needed: Certain contractual requirements necessitate landscape contractors to name their clients as additional insureds.
Benefit: Efficiently address the additional insured’s endorsement needs for ongoing and completed operations. Prevents an error due to administrative oversight, reduces administrative costs, and reduces paperwork. (”Blanket as required by written contract.”)
Description: A customer of the landscape contractor gets injured from a rock that the lawn mower ran over hitting the client in the eye. The customer may sue for mental anguish due to loss of vision in addition to bodily injury. Our landscaping insurance product may provides coverage for such an event, depending on the specific terms, conditions, limitations and exclusions of the applicable insurance policy.
Description: Provides coverage for damages caused by chemicals that leak from your auto which are not ordinarily covered by the standard ISO auto offering.
Claim Example: A company truck is involved in an accident and overturns, spilling the contents (pesticides/herbicides) over the road and possibly into the local water system (nearby pond, sewer, etc.). The damage to the water supply, loss of chemicals, and cleanup may be covered in this scenario, depending on the specific terms, conditions, limitations and exclusions of the applicable insurance policy.
Eligible Risks
- 25% or more indoor plant maintenance or indoor landscape
- Installation/construction including living wall features and rooftop landscapes/green roofs
- Program is admitted and written in all states
Minimum Package Premium
$10,000
Why Work With NIP Group?
- Industry experts for risk control guidance and proper valuation of your client’s operations, property and equipment
- Carrier Rated A+ (Superior) Financial Size XV by A.M. Best
- Competitive Rates
- Attractive Commissions
- Superior Customer Service and Expert Claims Handling
- Flexible Payment Plans
Coverages
- General Liability ($1M per occurrence/$2M aggregate)
- Business Auto Liability ($1M combined single limit)
- Property
- Inland Marine
- Umbrella Liability
- Crime
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Submission Requirements
- Completed and signed ACORD applications
- Completed and signed Supplemental
- Completed and signed 15 Passenger Van Supplemental (if applicable)
- Completed and signed Crane Supplemental (if applicable)
- Completed and signed Pesticide/Herbicide Pollution Liability Supplemental (if applicable)
- FEIN Number
- 4 years of currently valued, hard copy loss runs for all lines of business being requested
PlantScapePro Program Manager
Michael Finati
Michael serves as Program Manager for the PlantScapePro program with over 15 years of P&C experience with extensive experience on the carrier side. Michael earned his degree in Business Administration from William Paterson University and obtained his MBA in Finance from St. Peter’s University.
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