Eligible Risks
- Landscape Contractors
- Landscape Gardening
- Lawn Care Services
- Lawn Sprinkler Services
- Spraying Operations
- Sprinkler and Irrigation Installation and Repair
- Pesticide Applicators (non-aerial)
- Classes with 25% (or greater) application of lawn and tree pesticides, herbicides, and fertilizers
- Program is admitted and written in all states
Minimum Package Premium
$10,000
Why Work With NIP Group?
- 30 years of Green Industry experience
- Carrier Rated A+ (Superior), Financial Size XV by A.M. Best
- Green Industry experts for risk control guidance and proper valuation of your landscaping client’s operations, property and equipment
- Specialized Coverages Not Available Through Typical Products
- Competitive Rates & Flexible Payment Plans
- Superior Customer Service & Expert Claims Handling
- World-Class Risk Control Services
Coverages
- General Liability (limits up to $1M per occurrence/$2M aggregate)
- Auto Liability (limits up to $1M per occurrence)
- Property (limits up to $1M)
- Inland Marine (limits up to $1M)
- Umbrella Liability (limits up to $5M)
- Crime (limits up to $100K)
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Eligible Risks
- Tree Pruning & Removal
- Tree Spraying
- Plant Health Care
- Landscape Gardening
- Lawn Care
- Irrigation (Sprinkler) Installation
- Snow & Ice Removal
- Subcontracted Work
- Program is admitted and written in all states
Minimum Package Premium
$10,000
Why Work With NIP Group?
- 30 years of industry experience
- Carrier Rated A+ (Superior), Financial Size XV by A.M. Best
- Industry experts for risk control guidance and proper valuation of your client’s operations, property and equipment
- Specialized Coverages Not Available Through Typical Products
- Competitive Rates & Flexible Payment Plans
- Superior Customer Service & Expert Claims Handling
- World-Class Risk Control Services
Coverages
- General Liability (limits up to $1M per occurrence/$2M aggregate)
- Auto Liability (limits up to $1M per occurrence)
- Property (limits up to $1M)
- Inland Marine (limits up to $1M)
- Umbrella Liability (limits up to $5M)
- Crime (limits up to $100K)
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Minimum Premium of $10,000)
Eligible Risks
- 25% or more indoor plant maintenance or indoor landscape
- Installation/construction including living wall features and rooftop landscapes/green roofs
- Program is admitted and written in all states
Minimum Package Premium
$10,000
Why Work With NIP Group?
- Industry experts for risk control guidance and proper valuation of your client’s operations, property and equipment
- Carrier Rated A+ (Superior) Financial Size XV by A.M. Best
- Competitive Rates
- Attractive Commissions
- Superior Customer Service and Expert Claims Handling
- Flexible Payment Plans
Coverages
- General Liability ($1M per occurrence/$2M aggregate)
- Business Auto Liability ($1M combined single limit)
- Property
- Inland Marine
- Umbrella Liability
- Crime
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Eligible Risks
- AC Systems, Refrigeration Systems, Heating or HVAC Sales, Install, Service, Repair, Sheet Metal Contractors
- Program is admitted in all states
Minimum Package Premium
$25,000
Why Work With NIP Group?
- ISO-Based, Admitted Package Product
- Carrier Rated A+ (Superior) Financial Size XV by A.M. Best
- Highly Competitive Rates
- Superior Customer Service
Coverages
- General Liability – Premises and Operations (up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
- Auto Liability & Physical Damage ($1M Combined Single Limit)
- Property (limits up to $3M Total Insured Value)
- Inland Marine (limits up to $3M)
- Umbrella Liability
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Eligible Risks
- Interior Painting Contractors
- Program is admitted and written in all states
Minimum Package Premium
$25,000
Why Work With NIP Group?
- Carrier Rated A (Excellent), Financial Size XV by A.M. Best
- ISO-Based Program
- Competitive Rates
- Superior Customer Service
Coverages
- General Liability – Premises and Operations (limits up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
- Auto Liability & Physical Damage ($1M combined single limit)
- Property (limits up to $3M total insured value)
- Inland Marine (limits up to $3M)
- Umbrella Liability
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Eligible Risks
- Commercial Plumbing Contractors
- Program is admitted and written in all states
Minimum Package Premium
$25,000
Why Work With NIP Group?
- ISO-Based, Admitted Package Product
- Carrier Rated A+ (Superior) Financial Size XV by A.M. Best
- Highly Competitive Rates
- Superior Customer Service
Coverages
- General Liability – Premises and Operations (up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
- Auto Liability & Physical Damage ($1M Combined Single Limit)
- Property (limits up to $3M Total Insured Value)
- Inland Marine (limits up to $3M)
- Umbrella Liability
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Electrical Contractors Insurance
Class Code | Description |
---|---|
92478 | Electrical Work |
Eligible Risks
- Commercial Plumbing Contractors
- Program is admitted and written in all states
Minimum Package Premium
$25,000
Why Work With NIP Group?
- ISO-Based, Admitted Package Product
- Carrier Rated A+ (Superior) Financial Size XV by A.M. Best
- Highly Competitive Rates
- Superior Customer Service
Coverages
- General Liability – Premises and Operations (up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
- Auto Liability & Physical Damage ($1M Combined Single Limit)
- Property (limits up to $3M Total Insured Value)
- Inland Marine (limits up to $3M)
- Umbrella Liability
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Eligible Risks
- Greenhouse Growers
- Nurseries/Nursery Growers
- Garden Centers
- Hydroponic & Aquaponic Growers
- Hemp (Property & Auto coverage)
- Program is admitted and written in all states
Minimum Package Premium
$10,000
Why Work With NIP Group?
- The Green Industry Experts For More Than 30 Years
- Carrier Rated A+ (Superior), Financial Size XV by A.M. Best
- Specialized Coverages Not Available Through Typical Products
- World-Class Risk Control Services
- Expert Claims Handling
- Flexible Payment Plans
- Competitive Rates
- Superior Customer Service
Coverages
- General Liability – Premises and Operations (limits up to $1M per occurrence/$2M aggregate)
- Auto Liability (limits up to $1M per occurrence/$2M aggregate)
- Property, including Equipment Breakdown (limits up to $15M per location)
- Product Liability (limits up to $2M)
- Umbrella Liability (limits up to $15M)
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Eligible Risks
- Excavation Contractors
- Site Preparation Contractors
- Land Improvement Contractors
- Grading of Land Contractors
- Program is admitted and written in all states
Minimum Package Premium
$25,000
Why Work With NIP Group?
- Excavation Industry experts for risk control guidance and proper valuation of your client’s operations, property and equipment
- Specialized Coverages Not Available Through Typical Insurance Products
- ISO-Based Program
- Carrier Rated A+ (Superior), Financial Size XV by A.M. Best
- Accounts rated off payroll (and sub costs, where applicable)
- Competitive Rates & Flexible Payment Plans
- Superior Customer Service & Expert Claims Handling
Coverages
- General Liability – Premises and Operations (limits up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
- Auto Liability & Physical Damage ($1M combined single limit)
- Property (limits up to $3M total insured value)
- Inland Marine (limits up to $3M)
- Umbrella Liability
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Eligible Risks
- Paving Contractors
- Roadway Striping Contractors
- Program is admitted and written in all states
Minimum Package Premium
$25,000
Why Work With NIP Group?
- Excavation Industry experts for risk control guidance and proper valuation of your client’s operations, property and equipment
- Specialized Coverages Not Available Through Typical Insurance Products
- ISO-Based Program
- Carrier Rated A+ (Superior), Financial Size XV by A.M. Best
- Accounts rated off payroll (and sub costs, where applicable)
- Competitive Rates & Flexible Payment Plans
- Superior Customer Service & Expert Claims Handling
Coverages
- General Liability – Premises and Operations (limits up to $1M per occurrence, $2M general aggregate, $2M products completed operations aggregate)
- Auto Liability & Physical Damage ($1M combined single limit)
- Property (limits up to $3M total insured value)
- Inland Marine (limits up to $3M)
- Umbrella Liability
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
Glass Fabrication, Glazing & Installation Insurance
Class Code | Description |
---|---|
13590 | Glass Dealers / Glaziers |
Eligible Risks
- Glass and Glazing Contractors (Glaziers)
- Glass Merchants
- Glass Installers
- Glass Fabrication & Installation
- Auto Glass Repair & Installation (On and Off-Site) [75% of payroll must be within these classes]
- Program is admitted and written in all states
Minimum Package Premium
$10,000
Why Work With NIP Group?
- Carrier Rated A+ (Superior), Financial Size XV by A.M. Best
- Competitive Rates
- Superior Customer Service
Coverages
- General Liability (limits up to $1M per occurrence/$2M aggregate)
- Product Liability (limits up to $1M per occurrence/$2M aggregate)
- Auto Liability (limits up to $1M per occurrence)
- Property/Inland Marine (limits up to $500K)
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Workers’ Compensation (Statutory Limits)
- Umbrella Liability (limits up to $10M)
Eligible Risks
- Sign Fabrication
- Sign Manufacturers
- Sign installation
- Outdoor Advertising
- Sign Shops
- Awning installation
- 75% of payroll must be within these classes
- Program is admitted and written in all states
Minimum Package Premium
$10,000
Why Work With NIP Group?
- Display Industry Experience for Expert Risk Control Guidance and Proper Valuation of Your Client’s Operations, Property and Equipment
- Specialized Coverages Not Available Through Typical Insurance Products
- Carrier Rated A+ (Superior) Financial Size XV by A.M. Best
- Competitive Rates & Flexible Payment Plans
- Expert Claims Handling and Superior Customer Service
Coverages
- General Liability (limits up to $1M per occurrence/$2M aggregate)
- Product Liability (limits up to $1M per occurrence/$2M aggregate)
- Auto Liability (limits up to $1M per occurrence)
- Property/Inland Marine (limits up to $500K)
- Workers’ Compensation (Statutory Limits)
- Umbrella Liability (limits up to $10M)
- Limited Pollution Liability Extension Endorsement
- Garage Keeper’s Liability
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
Eligible Risks
- Janitorial services
- Indoor and outdoor maintenance
- Window cleaning
- Carpet and upholstery cleaners
- Program is admitted and written in all states
Minimum Package Premium
$10,000
Why Work With NIP Group?
- Maintenance Industry Experts for Expert Risk Control Guidance and Proper Valuation of Your Client’s Operations
- Specialized Coverages Not Available Through Typical Insurance Products
- Carrier Rated A+ (Superior) Financial Size XV by A.M. Best
- Competitive Rates & Flexible Payment Plans
- Superior Customer Service and Expert Claims Handling
Coverages
- General Liability – Premises and Operations (limits up to $1M per occurrence, $2M aggregate)
- Product Liability (limits up to $1M)
- Auto Liability (limits up to $1M CSL)
- Property
- Inland Marine
- Crime Coverage
- Contractors Pollution Liability
- Employment Practices Liability
- Cyber Liability
- Umbrella Liability (limits up to $25M)
- Workers’ Compensation (Statutory Limits)
Eligible Risks
- U.S. Cities & Towns
- Minimum Self-insured Retentions
- $50,000 Per Occurrence/claim
- Minimum Package Premium: $100,000
Why Work With NIP Group?
- Designed for cities with more than 100,000 in population
- Broad coverage form
- “A” rated insurer
- Flexible SIR levels and loss corridor deductibles
- Multi-line clash coverage
- All lines aggregate coverage
- City maintains choice of claims TPA and legal counsel
- Flexible rating plans (fixed and loss sensitive rates)
Coverages
- General liability
- Auto Liability
- Law Enforcement Liability
- Public Officials including EPLI
- Employee Benefits Liability
- Property Liability
- Cyber Liability
- Workers’ Compensation (statutory limits)
- Crime up to $1M
- Full limits built through structured excess placements with other “A” rated insurers
Eligible Risks
Designed for larger K-12 public school districts with student enrollment of more than 5,000, as well as smaller districts situated in cities.
Minimum Self-Insured Retentions
$50,000 per Occurrence/Claim
Minimum Package Premium
$125,000
Why Work With NIP Group?
- National program
- Financial stability backed by “A” rated insurer
- Superior customer service & expert claims handling
- 30 years of industry experience
- World-class risk control services
Coverages
- General Liability
- Auto Liability
- Educators Legal Liability
- Sexual Abuse and Molestation Liability
- Employment Practices Liability
- Employment Benefits Liability
- Workers Compensation
- Cyber Liability
- Disaster Management
- Property up to $250M
- Workers’ Compensation (statutory limits)
- Crime up to $1M