Summer may be in the rearview mirror, but for many landscaping businesses, the work is only beginning.
For quite a long time, landscaping was viewed as a spring and summer industry. Once the leaves began to fall and the weather started to change, it was evident that the busy season was over. From that point, it was about planning for the next year and determining how to move the business forward.
In 2025, landscaping is in high demand, and many companies are open-minded to expanding their services into fall and winter. According to Jobber, landscaping was a $153 billion (USD) industry in 2024, and nearly two-thirds of businesses earn more than $1 million annually.
This period of steady growth is one reason why business owners are diversifying their services and extending their working hours into the calendar. But with that opportunity comes risk; landscaping is considered a high-hazard line of work, and seasonal landscaping insurance is a must.
Brokers play a pivotal role in protecting landscaping crews during seasonal transitions. In this blog, we’ll take a closer look at how specialized insurance can help clients grow.
Safety is critical to year-round landscaping businesses
Claims aren’t ideal for any client or any business.
They equate to lost time and revenue, in addition to being a significant disruption to the business. Landscaping risk management is essential to clients who want to become all-seasons operations, and the first step is investing in a safety-focused culture.
Furthermore, clients require proper insurance coverage. When claims are denied (and without specialized coverage, this happens often), problems arise for businesses that aren’t protected against all risks their workers may face. Fall coverage for landscape contractors is frequently overlooked or omitted. Particularly if clients are offering services in fall and winter, they need an insurance policy from a partner who knows their business inside and out.
The reality is that most landscaping businesses don’t have the right coverage — but that presents an opportunity.
As a broker, you can build trust with your clients (and get more referrals) by helping them find insurance that addresses their specific needs.
Brokers can support clients with coverage that’s built for their unique risk profile
At NIP Group, we understand the challenges brokers face when trying to find coverage for clients — especially in the landscaping industry. LandPro by NIP Group, along with our WorkCompEdge monoline insurance, helps you get coverage for clients that includes landscape service diversification.
As we know, fall and winter landscaping work brings its own set of challenges, which means a standard insurance policy from a larger carrier isn’t going to cut it. Your clients need tailored insurance from a partner that works hand-in-hand with trade contractors and businesses, and one that isn’t looking to enroll them in a policy and walk away.
Clients need to understand how adding seasonal services can impact landscaping liability. Here are a few risk categories that LandPro supports:
Snow coverage
Snow removal is quickly becoming a popular service for landscaping businesses. Whether your clients are shoveling driveways in a residential neighborhood or clearing a large parking lot, they need insurance that includes this risk category.
Urban landscaping
Urban landscaping and green roof maintenance are two projects that clients may tackle in the fall. Many policies do not include coverage for green roofs or urban landscaping, but clients can get it with a policy from LandPro.
Median highway and airport work
These are additional services that year-round landscaping clients may offer, and are typically not found in a generic insurance policy. LandPro protects clients who perform highway and airport work during non-peak months.
WorkCompEdge helps protect high-hazard workers
In addition to the tailored coverage and support of LandPro, clients can continue to build a safety-focused business by enrolling in WorkCompEdge from NIP Group.
WorkCompEdge provides cutting-edge safety services to high-hazard clients, supporting brokers with rapid and streamlined service from a highly experienced team. It also provides specialized safety training and tailored claims management to address the challenges faced by higher-risk workers.
LandPro is the safety partner that year-round landscaping clients need
For over 35 years, LandPro has supported brokers and their clients with specialized insurance solutions. Our dedicated in-house team will have an intimate knowledge of your clients’ business, including its assets, equipment, workforce, and risk exposures.
LandPro’s comprehensive insurance solution provides an all-in-one package (including auto) that ensures your landscaping clients are fully protected as they transition into fall and winter.
To learn more about LandPro and WorkCompEdge, please fill out the form.
