Pool construction and renovation projects often involve several specialized trades. A pool contractor may rely on subcontractors for excavation, concrete, electrical work, plumbing, plastering, decking, or other parts of… [Read More]
Michael Finati
About Michael Finati
Michael serves as Program Manager for the LandPro program with over 15 years of P&C experience with extensive experience on the carrier side. Michael earned his degree in Business Administration from William Paterson University and obtained his MBA in Finance from St. Peter’s University.
How subcontracted work changes a pool contractor’s risk profile
After Peak Season: 5 Questions Brokers Should Ask Pool Contractor Clients
“A busy season can change a pool contractor’s operation quickly. New employees, vehicles, equipment, service routes, or a shift in the type of work being performed can all make the… [Read More]
The Significance of Green Cleaning Certification for Your Janitorial Business
Summary Janitorial businesses without green cleaning certification are losing access to a growing share of premium contracts. Knowing what certification actually involves and how it changes your risk profile is… [Read More]
How wildfire exposure and contract requirements can affect utility contractor insurance
Utility contractors may encounter wildfire-related insurance concerns even when wildfire response is not their primary operation. Work locations, contract requirements, fleet activity, subcontracting, and emergency-response assignments can all change… [Read More]
Propane Gas Retailers and Insurance Costs: Factors That Decide Your Premium
Summary: Premiums reflect propane gas retailers operations because underwriters price what they can verify from documented habits. Your price moves with safer fleets, resilient plants, cleaner records, and disciplined contracts…. [Read More]
Urban vs. Residential Landscaping: Why Location Changes Everything
The landscaping industry is known for a wide variety of risks, from worker injuries and property damage to inland marine losses and motor vehicle accidents. Though these risks can vary… [Read More]
Step-by-Step Pool Construction Process: A Complete Guide for Builders and Owners
Summary Pool construction runs through 10 phases, each with different crew requirements, timelines, and risk exposures. Excavation, plumbing rough-in, and shell application are where most contractor liability is concentrated. In… [Read More]
Pros and Cons of Swimming Pool Maintenance Service Business
Summary Pool service offers recurring revenue and strong retention, but margins depend on how well you manage routes, costs, and risk Profitability is shaped by location, client mix, and the… [Read More]
Is Swimming Pool Business Profitable in 2026?
Summary The U.S. pool industry is still growing in 2026, but the profit picture looks very different depending on which segment you operate in. Margins are being shaped by recurring… [Read More]
Horizontal Directional Drilling: A Utility Contractor’s Technical Guide
Summary Underground utility strikes during horizontal directional drilling work remain one of the most preventable yet costly contractor failures. Getting the technical execution right at every phase is what keeps… [Read More]
