Summary A utility contractor’s fleet may be the reason a broker starts looking for another insurance option. Before that renewal moves forward, it is worth reviewing what else needs to… [Read More]
Michael Finati
About Michael Finati
Michael serves as Program Manager for the LandPro program with over 15 years of P&C experience with extensive experience on the carrier side. Michael earned his degree in Business Administration from William Paterson University and obtained his MBA in Finance from St. Peter’s University.
Reviewing the full utility contractor account before renewal
Errors and Omissions Insurance Explained: What It Covers and Who Needs It
Summary A work mistake can cost your client money even when no one gets hurt. The right coverage pays these claims along with the cost of defending your business. This… [Read More]
Pool Concrete Repair: Where Contractors Get the Diagnosis Wrong
Summary A patch over a moving crack fails, and the client calls you back. Finding what moved before you quote keeps repairs intact and protects your business. This blog walks… [Read More]
What Is a Construction Site Risk Assessment? A Guide for Excavation Contractors
Summary One missed hazard on a dig can bring OSHA fines and injury claims together. A construction site risk assessment flags each hazard early and assigns someone to control it…. [Read More]
Trench Shoring Methods: How to Choose the Right System for Utility Work
Summary A protective system that does not suit the soil can collapse on your crew. Matching each system to soil and depth keeps crews safe and jobs on schedule. This… [Read More]
5 Storm Response Strategies Every Tree Service Provider Should Plan For
Summary Storm damage creates urgent tree work that carries far more risk than routine jobs. Preparing your crew, gear, contracts and coverage in advance keeps that work under control. This… [Read More]
A Guide to Plant Nursery Insurance: Coverage for Your Business Needs
Summary Rising stock values and harsh freezes leave many nurseries underinsured for losses to living plants. Coverage designed for growers protects the plants on the benches and the people around… [Read More]
How to Grow a Landscaping Business Faster: 9 Tips That Work
Summary With costs rising and demand slowing, more jobs no longer mean more profit for landscapers. Winning higher-value clients and protecting that work with the right coverage leads to profitable… [Read More]
Snow Removal Liability: Helping Brokers Address Risks for All-Seasons Landscaping Clients
For many who live east of the Mississippi River, winter means colder temperatures and snow. While not everyone’s favorite thing, the arrival of snow and winter storms always has the… [Read More]
8 Pool Construction Site Safety Checks Every Contractor Must Complete
A pool construction site safety checklist covers two distinct phases of the job. Before the excavation opens, your crew manages ground conditions and access. Once equipment and power lines are… [Read More]
