Q2 renewals are coming fast. For brokers with utility contractor clients, now is the time to review coverage, flag gaps, and make sure every account is in the right… [Read More]
Michael Finati
Spring renewal season: Is your utility contractor book ready?
Builder’s Risk Insurance 101: A Broker’s Guide to Helping Construction Clients
With construction spending in the U.S. topping $2 trillion in 2024 and a 12% annual increase in gross output, the industry is poised to continue moving full steam ahead in… [Read More]
Commercial Snow Removal Operations: How to Prepare Your Business for Winter Liability
Summary: Winter storms drove $6.7 billion in claims this season, with snow removal operations accounting for some of the costliest contractor disputes. Most landscaping contractors discover coverage gaps after the… [Read More]
Security System Installation: What Customers Expect From Installers
Summary: Customer expectations for security system installation now include network security and smart integration, not just hardware mounting. Each expectation creates specific business risks, from E&O exposure on design work… [Read More]
How Butane Delivery Requirements Differ for Bulk and Cylinder Supply
Summary Bulk, cylinder, and cartridge deliveries each come with distinct regulatory requirements and risk exposures Property risk dominates bulk operations, handling frequency drives cylinder claims, and product defects create cartridge… [Read More]
Why Hot Tub Distributors Face Higher Liability After Installation
Summary: Post-installation liability increases for hot tub distributors once the customer takes over daily use and control. Claims for electrical failures, water damage, and injuries often surface weeks or months… [Read More]
How Sewer Line Repair Changed: Open-Cut to Trenchless
Summary Trenchless methods cut surface disruption but moves risk to subsurface strikes and equipment failures. Contractors doing sewer line repair now face HDD inadvertent returns, specialized gear dependency, and workmanship… [Read More]
Snow Hauling Services vs Snow Removal: What Contractors Should Know
Summary: Most contractors bill for “snow removal,” but clients expect hauling to be included, creating confusion about what services you’re actually providing. When piles grow after multiple storms, and lots… [Read More]
6 Common Paving Insurance Mistakes You Should Avoid
Summary: Small paperwork gaps in paving insurance can stall bids and block compliance even when coverage exists. Align limits and classifications with your paving work to keep contracts moving and… [Read More]
5 Risk Management Talking Points That Help Propane Clients See You as a Strategic Partner
Most brokers quote policies. The brokers who win propane business talk about risk. Here are five topics that position you as an industry expert, not just another salesperson. 1. Driver… [Read More]
