SUMMARY Standard carriers are pulling back from high-risk industries, and the brokers filling that gap are building some of the most profitable books in commercial lines right now Without the… [Read More]
Michael Finati
How to Start Selling Specialty Insurance Successfully
How to Place Water & Sewer Contractors In Need of Both Auto and GL Under One Program
For brokers placing water and sewer contractors, finding a market that handles both commercial auto and general liability has meant juggling multiple carriers, multiple submissions, and multiple renewal timelines…. [Read More]
Fewer Carriers, Harder Questions: How to Place Propane Accounts in a Shrinking Market
If you’ve tried to place a propane account recently, you already know the market has changed. What used to be a three- or four-carrier conversation is now one or two. And those… [Read More]
What brokers should review with pool contractor clients before summer risk peaks
May is when pool contractor risk starts changing faster than the paperwork does. That is partly seasonal and partly operational. National Water Safety Month is observed each May as the… [Read More]
Subcontractor Risk in Powerline Construction: What Brokers Should Be Asking Their Clients
Powerline contractors sub out some of the highest-exposure work on a project: helicopter line stringing, vegetation management, pole setting, directional boring. Each one can create coverage gaps if the sub’s insurance doesn’t match… [Read More]
Why Pool Contractors Need Specialized Insurance
Picture this: You’ve just unveiled a stunning commercial swimming pool, an infinity masterpiece for a happy client. A week later, legal papers arrive—a guest slipped on your perfectly crafted deck…. [Read More]
The Hidden Liability Risks Every Commercial Carpet Cleaner Should Know
Summary: Most commercial carpet cleaner businesses carry coverage that wasn’t built for their actual liability exposure. Knowing where the real gaps sit is what keeps a claim from becoming a… [Read More]
Hydro-Jetting Mishaps and Broken Lines: The Specific Risks Sewer Cleaning Crews Face
Summary: S. wastewater infrastructure is decades past its intended lifespan, making every sewer line cleaning job a potential liability event When hydro-jetting damages a compromised pipe, liability tends to follow… [Read More]
Why Commercial Security System Installation Companies Need Errors & Omissions Coverage
Summary: Most commercial security system installation companies carry general liability, but remain exposed on the professional side. Knowing the difference between physical and professional liability is what keeps your coverage… [Read More]
Petroleum Insurance Challenges for Storage and Distribution Businesses
Summary: Securing the right petroleum insurance is harder than most storage and distribution businesses anticipate. Understanding where the real gaps sit changes how you approach coverage before your next renewal…. [Read More]
