At 2:19 AM on July 6, 2025, police stopped an active excavator theft near Lake Poinsett. The suspects damaged the machine and took out a nearby car trailer too. Unfortunately,… [Read More]
Michael Finati
Excavator Equipment Insurance: How to Protect Your Fleet from Today’s Biggest Jobsite Threats
Liability Insurance for Landscapers: Risks That Standard Policies Miss
Risk assessments can spot problems like a poorly maintained mower or a slippery walkway, but they often miss crucial coverage gaps. These gaps can expose you if a subcontractor is… [Read More]
Utility Work in Summer Heat: How Brokers Can Discuss Injury Prevention Coverage
Without utility workers, our power grids wouldn’t be as reliable. Without utility workers, we wouldn’t be able to count on everyday things like air conditioning, electricity, and stable WiFi. Utility… [Read More]
What Brokers Should Know About Green Roof Liability: 5 Common Risks
“Green roofs are a growing segment of the landscaping industry but are typically excluded under traditional commercial coverage. For landscapers who want to capitalize on the increased demand for eco-friendly… [Read More]
Is Your Irrigation Business Covered by Sprinkler Contractor Insurance?
According to a recent NFPA research, about 23,675 home fires each year from 2017 to 2021 had sprinklers. That same period saw an average of 22 fire-related deaths annually in… [Read More]
Liability Insurance for Landscaping Business: What You Overlook Can Cost You Thousands
What if a client says, “Don’t worry about that tree. It’s on our neighbor’s side.” You nod and trim it anyway. Two days later, their neighbor’s lawyer calls you. Turns… [Read More]
Avoiding The Big Mistakes: 5 Propane Safety Gaps Brokers Should Never Overlook
In the propane industry, safety isn’t a checklist item—it’s the backbone of business continuity. Small oversights—whether in tank maintenance, employee training, or delivery protocol—can lead to costly claims, reputational… [Read More]
Why Alarm Installation Insurance Claims Include Cyber Liability
A decade ago, installing an alarm system was a hands-on, hardware-first job. You ran some copper wire, mounted a few sensors, and you were done. In 2025, the same job… [Read More]
What Is Liquid Petroleum Gas Insurance Really Protecting In 2025
Regulatory pressure is rising and infrastructure threats are evolving. If your liquid petroleum gas insurance still resembles a 2020 policy, you’re exposed in ways you can’t afford. So, what is… [Read More]
Why Spa Construction Projects Need Specialized Insurance Coverage
You’re not new to this. You know spa construction isn’t like framing a house or paving a driveway. It’s pressure-tested systems, tight tolerances, luxury expectation, and the one element that… [Read More]
