Last year in New Jersey, a roofing contractor was fined $328,545 after OSHA inspectors found repeated fall protection failures. Since 2017, RRC Home Improvement had been cited five different times,… [Read More]
Michael Finati
OSHA Violations: The Hidden Barrier to Securing Construction Projects
5 Tips to Lessen The Impact of Construction Labor Shortage
Let’s look at a typical scenario from your line of work. Crews are scheduled for 7 am, but you realize that two apprentices are a no-show, and the framing sub… [Read More]
Is Your Fire Alarm Installation Insurance Adequate for Commercial Jobs?
Stepping into commercial fire alarm system installation is a whole different battlefield. You’re now integrating it with suppression systems, elevators, access control, and other life-safety networks, often while occupants and… [Read More]
Insurance Requirements for Propane Dealers: Federal and Compliance Rules Explained
When a propane delivery goes wrong, the fallout can be costly and public. In 2025, DCC Propane LLC v. KMT Enterprises, Inc. reached the Second Circuit after a delivery mishap… [Read More]
State Licensing and Coverage Must-Haves for Contractors for Swimming Pools
In the pool building industry, having proper licensing and insurance helps contractors stand out and build trust with clients. Whether you’re bidding on a municipal aquatics center or a high-end… [Read More]
Why General Liability Insurance for Utility Contractors Needs a 2025 Update
A recent project in Louisville, Kentucky, says it all. A contractor hit an underground water line, resulting in a flooded home nearby. The digging company insists they followed all protocols,… [Read More]
Excavator Equipment Insurance: How to Protect Your Fleet from Today’s Biggest Jobsite Threats
At 2:19 AM on July 6, 2025, police stopped an active excavator theft near Lake Poinsett. The suspects damaged the machine and took out a nearby car trailer too. Unfortunately,… [Read More]
Liability Insurance for Landscapers: Risks That Standard Policies Miss
Risk assessments can spot problems like a poorly maintained mower or a slippery walkway, but they often miss crucial coverage gaps. These gaps can expose you if a subcontractor is… [Read More]
Utility Work in Summer Heat: How Brokers Can Discuss Injury Prevention Coverage
Without utility workers, our power grids wouldn’t be as reliable. Without utility workers, we wouldn’t be able to count on everyday things like air conditioning, electricity, and stable WiFi. Utility… [Read More]
What Brokers Should Know About Green Roof Liability: 5 Common Risks
“Green roofs are a growing segment of the landscaping industry but are typically excluded under traditional commercial coverage. For landscapers who want to capitalize on the increased demand for eco-friendly… [Read More]
