According to a recent NFPA research, about 23,675 home fires each year from 2017 to 2021 had sprinklers. That same period saw an average of 22 fire-related deaths annually in… [Read More]
Michael Finati
Is Your Irrigation Business Covered by Sprinkler Contractor Insurance?
Liability Insurance for Landscaping Business: What You Overlook Can Cost You Thousands
What if a client says, “Don’t worry about that tree. It’s on our neighbor’s side.” You nod and trim it anyway. Two days later, their neighbor’s lawyer calls you. Turns… [Read More]
Avoiding The Big Mistakes: 5 Propane Safety Gaps Brokers Should Never Overlook
In the propane industry, safety isn’t a checklist item—it’s the backbone of business continuity. Small oversights—whether in tank maintenance, employee training, or delivery protocol—can lead to costly claims, reputational… [Read More]
Why Alarm Installation Insurance Claims Include Cyber Liability
A decade ago, installing an alarm system was a hands-on, hardware-first job. You ran some copper wire, mounted a few sensors, and you were done. In 2025, the same job… [Read More]
What Is Liquid Petroleum Gas Insurance Really Protecting In 2025
Regulatory pressure is rising and infrastructure threats are evolving. If your liquid petroleum gas insurance still resembles a 2020 policy, you’re exposed in ways you can’t afford. So, what is… [Read More]
Why Spa Construction Projects Need Specialized Insurance Coverage
You’re not new to this. You know spa construction isn’t like framing a house or paving a driveway. It’s pressure-tested systems, tight tolerances, luxury expectation, and the one element that… [Read More]
7 Hardscaping Practices That Stand Up to Inspections and Lower Risk
Most hardscaping businesses don’t get tripped up by the project. It’s the paperwork. The prep. The little things that inspectors don’t always flag at the start, but definitely notice when… [Read More]
What Every Site Preparation Insurance Policy Should Cover for Environmental Risk
You don’t have to be in a Category 4 hurricane to be vulnerable. Sometimes risks include a diesel spill at the wrong elevation. Other times, it’s a client lawsuit after… [Read More]
Why Power Transmission Line Work Gets More Dangerous Every Year
The federal government estimates that overhead lines cause 128 work-related electrocutions every year. This figure is only one slice of the whole risk landscape. Today’s power transmission line work goes… [Read More]
Protecting Contractors from Heat-Related Workforce Claims: A Broker’s Guide
Perhaps no classification of workers spends more time outside than those in construction. It’s a demanding job, and due to the nature of construction projects and their scheduling, contractors are… [Read More]
