When a propane delivery goes wrong, the fallout can be costly and public. In 2025, DCC Propane LLC v. KMT Enterprises, Inc. reached the Second Circuit after a delivery mishap… [Read More]
Michael Finati
Insurance Requirements for Propane Dealers: Federal and Compliance Rules Explained
State Licensing and Coverage Must-Haves for Contractors for Swimming Pools
In the pool building industry, having proper licensing and insurance helps contractors stand out and build trust with clients. Whether you’re bidding on a municipal aquatics center or a high-end… [Read More]
Why General Liability Insurance for Utility Contractors Needs a 2025 Update
A recent project in Louisville, Kentucky, says it all. A contractor hit an underground water line, resulting in a flooded home nearby. The digging company insists they followed all protocols,… [Read More]
Excavator Equipment Insurance: How to Protect Your Fleet from Today’s Biggest Jobsite Threats
At 2:19 AM on July 6, 2025, police stopped an active excavator theft near Lake Poinsett. The suspects damaged the machine and took out a nearby car trailer too. Unfortunately,… [Read More]
Liability Insurance for Landscapers: Risks That Standard Policies Miss
Risk assessments can spot problems like a poorly maintained mower or a slippery walkway, but they often miss crucial coverage gaps. These gaps can expose you if a subcontractor is… [Read More]
Utility Work in Summer Heat: How Brokers Can Discuss Injury Prevention Coverage
Without utility workers, our power grids wouldn’t be as reliable. Without utility workers, we wouldn’t be able to count on everyday things like air conditioning, electricity, and stable WiFi. Utility… [Read More]
What Brokers Should Know About Green Roof Liability: 5 Common Risks
“Green roofs are a growing segment of the landscaping industry but are typically excluded under traditional commercial coverage. For landscapers who want to capitalize on the increased demand for eco-friendly… [Read More]
Is Your Irrigation Business Covered by Sprinkler Contractor Insurance?
According to a recent NFPA research, about 23,675 home fires each year from 2017 to 2021 had sprinklers. That same period saw an average of 22 fire-related deaths annually in… [Read More]
Liability Insurance for Landscaping Business: What You Overlook Can Cost You Thousands
What if a client says, “Don’t worry about that tree. It’s on our neighbor’s side.” You nod and trim it anyway. Two days later, their neighbor’s lawyer calls you. Turns… [Read More]
Avoiding The Big Mistakes: 5 Propane Safety Gaps Brokers Should Never Overlook
In the propane industry, safety isn’t a checklist item—it’s the backbone of business continuity. Small oversights—whether in tank maintenance, employee training, or delivery protocol—can lead to costly claims, reputational… [Read More]
