Summary: S. wastewater infrastructure is decades past its intended lifespan, making every sewer line cleaning job a potential liability event When hydro-jetting damages a compromised pipe, liability tends to follow… [Read More]
Michael Finati
Hydro-Jetting Mishaps and Broken Lines: The Specific Risks Sewer Cleaning Crews Face
Why Commercial Security System Installation Companies Need Errors & Omissions Coverage
Summary: Most commercial security system installation companies carry general liability, but remain exposed on the professional side. Knowing the difference between physical and professional liability is what keeps your coverage… [Read More]
Petroleum Insurance Challenges for Storage and Distribution Businesses
Summary: Securing the right petroleum insurance is harder than most storage and distribution businesses anticipate. Understanding where the real gaps sit changes how you approach coverage before your next renewal…. [Read More]
Year-Round Insurance Considerations for Pool Equipment Distributors
Summary: Pool equipment distributors carry liability exposure in every quarter, not just during peak season. Understanding how risk shifts across the year is what keeps coverage from falling short when… [Read More]
Commercial Construction Companies: Who Pays for Job Site Damage?
Summary Third-party property damage on a commercial build can pull multiple policies, contracts, and parties into the same claim simultaneously Without the right coverage stack, commercial construction companies risk absorbing… [Read More]
Lawn Maintenance Services: Spring Coverage Gaps to Fix Now
Summary Spring hiring surges, route expansions, and chemical applications all change your risk profile in ways a standard policy may not cover. Coverage gaps in workers’ comp, commercial auto, and… [Read More]
From Repairs to Remodels: Choosing the Right Pool Insurance for Every Project
SUMMARY ● Pool contractors face different risk levels across repairs, maintenance, remodels, and new builds, and most standard policies don’t account for that. ● The wrong coverage for your project… [Read More]
The 15% Rule: What “Incidental Fuel” Actually Means in Propane Underwriting
Most propane submissions that get declined aren’t declined because the account is bad. They’re declined because of a line item nobody flagged on the way in. Usually, it’s fuel mix. Propane-specific programs, including PropanePro, are built for retail… [Read More]
Five spring risk conversations brokers should have with pool contractors
Spring is when pool risk starts moving For pool businesses, spring is more than a seasonal ramp-up. It is the point in the year when the exposure profile starts to… [Read More]
Preventing Landscaping Equipment Theft: What Every Business Should Know
SUMMARY Landscaping businesses lose thousands of dollars per theft incident, and most of that damage comes after the equipment is gone. Trailers, mowers, and handheld tools are prime targets, and… [Read More]
