For most excavation contractors, equipment insurance and inland marine refer to the same protection for their machines. Equipment insurance is the common name for a contractor’s equipment floater, a policy… [Read More]
Michael Finati
Equipment Insurance vs. Inland Marine: What Excavation Contractors Need to Know
Safety Protocols Every Utility Line Clearing Crew Must Follow
The core of any safety protocol for a utility line clearing crew comes down to distance and preparation. Keep enough space from live lines, and put trained, properly equipped crews… [Read More]
5 Soil Testing Requirements Before Excavation
Ground that looks solid on the surface can still cave in, shift, or fail once you start digging. That’s exactly why soil testing requirements exist before excavation. They tell you… [Read More]
5 Signs Your Tree Service Business Has Outgrown Its Current Insurance Program
A landscaping policy built for a two-person crew rarely holds up once a tree service business grows. Payroll expands, and contracts get bigger. Equipment also gets more specialized along the… [Read More]
Utility Line Clearance vs Right-of-Way Maintenance: How Tree Service Insurance Needs Differ
Utility vegetation management contracts increasingly split tree work between two very different crew types. Most policies still treat them the same. Line clearance crews work within a few feet of… [Read More]
Product Liability Insurance for Nursery Growers and Plant Sellers: What Does It Cover
A plant rarely causes trouble while it’s still sitting in your greenhouse. The real exposure starts once it’s sold. For example, planted in a customer’s yard, brought home to pets,… [Read More]
7 Greenhouse and Nursery Business Insurance Options Every Grower Should Know
A February cold snap knocks out your greenhouse heater at 2 a.m. By morning, a full bench of seedlings has frozen, and the wholesale order due that week is gone… [Read More]
The Pool Inspection Checklist Every Contractor Should Be Using
Summary Missed steps during a pool inspection are what quietly turn into liability claims later. A consistent, component-based checklist catches problems long before a client ever calls. This blog breaks… [Read More]
Inland Marine Insurance for Landscaping Equipment and Tools
Inland marine insurance protects the mowers and trailers, along with the hand tools your crew hauls from job to job. Standard property and general liability policies only cover equipment at… [Read More]
What Does General Liability Insurance Cover For Trade Contractors?
Summary: Most contractors sign contracts requiring liability coverage without knowing exactly what it protects. What does general liability insurance cover, and where does it stop paying on a claim? This… [Read More]
