Commercial landscaping encompasses a much broader range of operations than traditional lawn care and maintenance. Some contractors specialize in large-scale installations. Others work extensively with municipalities, educational institutions or commercial… [Read More]
Michael Finati
What We’re Writing: Commercial Turf Installation in Nevada
Positioning Your Clients For Success: Broker Insights Into Excavation Contractor Insurance
Excavation is, for all intents and purposes, the backbone of any construction project. Getting the job site ready and optimized for construction work is an essential part of the process… [Read More]
Beyond “Utility Contractor”: How Brokers Can Tell the Full Operation Story
Summary “Utility contractor” can describe businesses working across power, communications, water, sewer, gas, right-of-way and vegetation management. For brokers, the label is only the starting point. Understanding what the contractor… [Read More]
Beyond the Loss Runs: How To Tell the Full Story of a Propane Account
Loss runs are an important part of evaluating a propane account, but they rarely tell the full story. A loss may show what happened. It does not always show… [Read More]
How subcontracted work changes a pool contractor’s risk profile
Pool construction and renovation projects often involve several specialized trades. A pool contractor may rely on subcontractors for excavation, concrete, electrical work, plumbing, plastering, decking, or other parts of… [Read More]
After Peak Season: 5 Questions Brokers Should Ask Pool Contractor Clients
“A busy season can change a pool contractor’s operation quickly. New employees, vehicles, equipment, service routes, or a shift in the type of work being performed can all make the… [Read More]
Landscaping in Transition: How to Keep Clients Covered Through Seasonal Business Shifts
Seasonality in the landscaping business isn’t a new concept, but it’s beginning to evolve. Traditionally, landscaping companies have endured the “busy seasons” of spring and summer, shouldering hefty workloads to… [Read More]
Spotting a Propane Leak: 5 Signs Your Crew Should Never Ignore
Summary A missed propane leak can escalate into explosion, fire, and injury claims all at once. Knowing the five warning signs and how to respond keeps your crew protected and… [Read More]
The Significance of Green Cleaning Certification for Your Janitorial Business
Summary Janitorial businesses without green cleaning certification are losing access to a growing share of premium contracts. Knowing what certification actually involves and how it changes your risk profile is… [Read More]
How wildfire exposure and contract requirements can affect utility contractor insurance
Utility contractors may encounter wildfire-related insurance concerns even when wildfire response is not their primary operation. Work locations, contract requirements, fleet activity, subcontracting, and emergency-response assignments can all change… [Read More]
