A two-foot-deep trench that your team dug. “Safe enough,” someone says. But the walls give way. A crew member falls in, breaks an ankle, and the entire excavation site shuts… [Read More]
Michael Finati
Ensuring Safety and Insurance Compliance in Excavation Projects
Disaster Preparedness For Utility Contractors: 3 Risks To Prepare For

The wildfires that destroyed thousands of acres in LA, in January this year, had a side story: The area’s electric utilities found themselves under tremendous scrutiny and lawsuits filed blamed… [Read More]
High-Profit Services Every Pool Contractor Should Offer, And How to Insure Them Properly

Pool contractor A builds quality pools, collects payment, and moves on to the next job. Pool contractor B does the same, but keeps earning. When that pool needs resurfacing in… [Read More]
Upselling Lawn Care Services with Hydroseeding

Hydroseeding isn’t just a trend—it’s a profit multiplier. But like any new business opportunity, it works best when you understand its power and its pitfalls. Let’s cut through the fluff… [Read More]
Tank Troubles: Insuring the Transportation Risks of LPG

Many of you reading this have been in this industry for years. That’s why this blog isn’t going to lecture you on transportation risk management efforts you can rattle off… [Read More]
Contractual Obligations: Insurance Requirements for Security & Fire Alarm Contracts

This could happen to the best security alarm contractor: A technician installs a fire alarm system in a commercial building. Months later, a fire breaks out, but the system fails… [Read More]
The Hardscape Hazard: Insuring Your Landscaping Projects Beyond the Green

Hardscaping requires more than just aesthetic appeal and durability. In addition to grass and gardens, landscaping also includes elements such as pavers, retaining walls, water features, and outdoor kitchens. The… [Read More]
Site-Specific Risks: Tailoring Insurance to Your Excavation Projects

The excavation industry has transformed over the past decade. GPS-guided equipment, ground-penetrating radar, and BIM modeling have revolutionized how we work. Yet many excavation contractors are still using insurance approaches… [Read More]
Labor Shortages & The Impact on Landscaping Companies

“Just pay more, and you’ll find workers.” If you’ve heard this oversimplified advice about the landscaping labor shortage, you know it’s not that simple. While some of your competitors might… [Read More]
Protecting Your Utility Crew and the Public During Excavation

Picture this: A crew is halfway through trenching for a fiber line on a quiet suburban street. The plans look clean. But then—boom. A misidentified gas line ruptures. The street… [Read More]











