What do tree service professionals need out of their workers’ compensation coverage? Here a look at what to expect from your workers’ comp policy…
Workers’ Compensation Insurance for Tree Care Companies
What’s the best type of insurance for an arborist or tree care pro? What coverage do you really need? Here’s how to protect your business…
3 Ways to Make Insurance Policies Easier to Read
There is no doubt insurance policies are complicated and challenging to read for policyholders, and sometimes even for agents and other insurance professionals. Your customer will leave with the policy at the end of the day and will recall many things you explain to them, but the policy speaks in your absence. It is your… [Read More]
Experience Modification Rates: Questions and Answers
What’s the best type of insurance for an arborist or tree care pro? What coverage do you really need? Here’s how to protect your business…
The Logic Behind High and Low Insurance Deductibles
Insurance brokers are quite aware of the balance clients seek when determining which deductible is right for them. Many will attempt to find a premium that works into their financial plan without leaving them too exposed if they need to file a claim. The problem with insurance deductibles is there are no straightforward answers for… [Read More]
Understanding Your Insurance Clients’ Pain Points
The most important aspect of an insurance brokers’ job is to find new ways to transition potential clients into insured ones. One way to do this is to learn how to understand each insurance client’s pain points in the market for a new insurance policy. Learning how to address these issues head-on can help make… [Read More]
Are Insurance Internet Leads Worth Your Cash?
Insurance internet leads are a marketing must. Whether or not these leads generate a successful conversion to book and closed sales will depend on several variables. If you find your agents have lackluster results from the financial investment of procuring these leads, then they may need some help maximizing the return of investment in these… [Read More]
Knowing When to Delegate Tasks as an Insurance Broker
When you operate your own growing business, no matter what industry you are in, it can become increasingly difficult to cover all your bases. When work becomes too much for one person to handle, delegate tasks and responsibilities to other members of your team. For many agency owners, this can be difficult. On the one… [Read More]
Insurance Brokers May be Liable for Denied COVID Claims
This past spring, some businesses across the nation were shuttered by local and government mandates as they were considered “non-essential” businesses.” Bars, salons, retail establishments, and any business that was not otherwise deemed as “essential” was closed. Exceptions included businesses like grocery stores, pharmacies, and “essential” health facilities. The shuttered businesses, their owners, and employees were… [Read More]
U.S. Treasury Warns Cyber Insurers Not to Pay Ransomware Demands
Ransomware is a type of malware denying users access to data until a ransom is met. It can affect any individual or organization due to visiting an infected website or clicking on a suspicious email. Ransomware is powerful, and it can prevent businesses from viewing anything from supply spreadsheets to configuring hospital bills for patients…. [Read More]