In the words of an agricultural engineer from the University of Connecticut, John Bartok, a 60-mph wind can create nearly 18,000 pounds of uplift on a standard 25-foot hoop house…. [Read More]
Insurance for Plant Nursery and Greenhouse Businesses: What You Should Know
Is Your Garden Center Covered for Pesticide Claims?
by David Macari
Summary Most garden centers are insured like retail stores, but chemical handling and live inventory put them in a different risk category. Standard business policies routinely exclude pesticide drift, chemical… [Read More]
Why Climate Risk Insurance Is No Longer Optional for Greenhouse Growers
by David Macari
Summary Nearly half of 2024’s agricultural weather losses went uninsured, and greenhouse growers felt that gap directly. Knowing what climate risk insurance actually needs to cover for protected cultivation changes… [Read More]
What Brokers Should Review With Greenhouse and Nursery Clients This Spring
Spring is when horticulture operations stop planning and start moving. For greenhouse growers, nurseries, and garden centers, this is the point in the year when inventory turns accelerate, delivery… [Read More]
How Climate Change Is Transforming Crop Insurance Policies
by David Macari
Summary Weather-related crop losses are no longer rare events. For greenhouse growers and indoor operations, the risks are compounding faster than standard crop insurance policies were designed to handle. When… [Read More]
Why Site Selection and Orientation of Greenhouse Structures Directly Affects Your Bottom Line
Summary: Poor site selection and orientation of greenhouse structures quietly raise costs and reduce yields every season. Knowing what to evaluate before you build, i.e., the light, wind, drainage, and… [Read More]
Getting ready for Spring: greenhouse and nursery accounts
In March, greenhouse and nursery operations start shifting quickly—inventory values climb, staffing increases, and delivery activity ramps up. That’s great for business, but it also means the risk profile changes fast. … [Read More]
Floriculture Nursery Production Risks From Heating and Irrigation Systems
by David Macari
Summary: Floriculture nurseries run on heating and irrigation systems where small failures can snowball into serious production losses before anyone notices. Temperature drops and irrigation inconsistencies mess with crop uniformity,… [Read More]
Green-industry accounts are getting more selective, how GrowPro can help in 2026
by NIP Group
If your greenhouse, nursery, garden center, or hydroponic accounts feel harder to place—or are getting more follow-up than they used to—you’re not imagining it. In many markets, underwriters are simply… [Read More]
Why Horticulture Crop Insurance is Changing as Climate Risk Accelerates
by David Macari
Summary: Climate swings are increasing crop stress and pushing more losses that show up as quality drops, delays, and system strain Insurers and crop insurance companies are reacting with tougher… [Read More]
