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by David Macari
SUMMARY Commercial hydroponic systems run on pumps, power, and climate controls. When any of those fail, the crop does not last long. Standard business insurance was not built for that… [Read More]
May is when horticulture risk starts separating by geography. For greenhouse growers, nurseries, and garden centers, this is the point in the season when operations begin accelerating in visible ways. Inventory builds, deliveries… [Read More]
In the words of an agricultural engineer from the University of Connecticut, John Bartok, a 60-mph wind can create nearly 18,000 pounds of uplift on a standard 25-foot hoop house…. [Read More]
by David Macari
Summary Most garden centers are insured like retail stores, but chemical handling and live inventory put them in a different risk category. Standard business policies routinely exclude pesticide drift, chemical… [Read More]
by Dan Guida
Summary Most greenhouse growers carry coverage that wasn’t built for how their operations actually work. Knowing where the gaps sit, like in structure, stock, liability, and the market itself, changes… [Read More]
by David Macari
Summary Nearly half of 2024’s agricultural weather losses went uninsured, and greenhouse growers felt that gap directly. Knowing what climate risk insurance actually needs to cover for protected cultivation changes… [Read More]
Spring is when horticulture operations stop planning and start moving. For greenhouse growers, nurseries, and garden centers, this is the point in the year when inventory turns accelerate, delivery… [Read More]
SUMMARY Flower shop delivery operations carry more liability exposure than most owners realize. When a personal auto claim gets denied mid-delivery, the damages, legal fees, and settlements fall on your… [Read More]
by David Macari
Summary Weather-related crop losses are no longer rare events. For greenhouse growers and indoor operations, the risks are compounding faster than standard crop insurance policies were designed to handle. When… [Read More]
Summary: Poor site selection and orientation of greenhouse structures quietly raise costs and reduce yields every season. Knowing what to evaluate before you build, i.e., the light, wind, drainage, and… [Read More]
485 Rte 1 S, Building E
Iselin, NJ 08830
11760 U.S. Highway One, Suite 506
Palm Beach Gardens, FL 33408
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Fax: 732.791.1630
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