Greenhouse growers, nurseries, garden centers, and controlled-environment growing businesses do not always fit neatly into standard commercial insurance categories. At first glance, a horticulture client may look like a retail business, a light… [Read More]
How brokers can spot horticulture accounts that may need a specialized market
Top Risk Control Strategies for Greenhouses and Horticulture Businesses
by David Macari
SUMMARY Greenhouse operations carry layered risks across the workforce, equipment, and crops One system failure can wipe out an entire crop cycle and the revenue attached to it In this… [Read More]
Greenhouse Climate Control: What Systems Work Best and Why It Matters
Summary Climate volatility is increasing pressure on greenhouse systems and the businesses that depend on them Equipment failure in a controlled growing environment rarely produces one clean loss. It compounds… [Read More]
How brokers can identify stronger GrowPro submissions this season
Not every horticulture account is the same. A greenhouse grower, wholesale nursery, garden center, hydroponic operation, and landscape-heavy business may all appear similar at first glance, but they can present very different underwriting considerations…. [Read More]
Setting Up Hydroponic Systems: A Contractor’s Practical Guide
by David Macari
SUMMARY Commercial hydroponic systems run on pumps, power, and climate controls. When any of those fail, the crop does not last long. Standard business insurance was not built for that… [Read More]
Why water stress and regional weather fit matter more for horticulture risks right now
May is when horticulture risk starts separating by geography. For greenhouse growers, nurseries, and garden centers, this is the point in the season when operations begin accelerating in visible ways. Inventory builds, deliveries… [Read More]
Insurance for Plant Nursery and Greenhouse Businesses: What You Should Know
In the words of an agricultural engineer from the University of Connecticut, John Bartok, a 60-mph wind can create nearly 18,000 pounds of uplift on a standard 25-foot hoop house…. [Read More]
Is Your Garden Center Covered for Pesticide Claims?
by David Macari
Summary Most garden centers are insured like retail stores, but chemical handling and live inventory put them in a different risk category. Standard business policies routinely exclude pesticide drift, chemical… [Read More]
5 Reasons Buying Greenhouse Insurance Should Be Non-Negotiable for Growers
by Dan Guida
Summary Most greenhouse growers carry coverage that wasn’t built for how their operations actually work. Knowing where the gaps sit, like in structure, stock, liability, and the market itself, changes… [Read More]
Why Climate Risk Insurance Is No Longer Optional for Greenhouse Growers
by David Macari
Summary Nearly half of 2024’s agricultural weather losses went uninsured, and greenhouse growers felt that gap directly. Knowing what climate risk insurance actually needs to cover for protected cultivation changes… [Read More]
